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Interest Rates and Origination Fees ; Undergraduate Subsidized Loan, %, % ; Undergraduate Unsubsidized Loan, %, % ; Graduate/Professional. rates vary annually and are aligned with the Federal Direct Subsidized Loan Interest Rate: %; %; %; Fourth Year: $7, maximum of which up to $5, can be in the form of Subsidized loan funds. Interest Rate for the academic year. % for Loans. Interest rate is fixed for all Federal Stafford Loans. The interest rate is Subsidized Stafford Loans percent, Unsubsidized Stafford Loans Small differences in interest rates can have a surprisingly big impact on the overall cost of a mortgage. View the payment on a 1, loan below. %, %, %. , %, %, %. , %, %, %. , %, %, %. , %, 6%, 7%. , %. Federal student loan rates over the years ; Unsubsidized (undergrad), %, %, %, % ; Unsubsidized (grad), %, %, %, %. Interest Rate on the Unpaid Balance of the Subsidized Loan, Interest Rate on percent, percent. July 1, , July 1, , percent, Unsubsidized loans begin accruing interest while in school with a fixed % interest rate for loans disbursed on or after July 1, Dependent students. For example, federal Direct Subsidized and Unsubsidized Loans come with a % interest rate for undergraduates compared with a % interest rate for private. %, %, %. , %, %, %. , %, %, %. , %, %, %. , %, 6%, 7%. , %. Federal Perkins Loan Terms. The Perkins Loan Program has expired and is no longer available. Plus Loan Interest Rates. For Direct PLUS Loans first disbursed on. Once the loan is in repayment, interest accrues according to the established interest rate. Fixed Interest Rate: %. Effective for loans first disbursed on. Use this calculator to generate a monthly or yearly amortization schedule for a $73k loan at a % interest rate. It will show you the breakdown of each. Fixed interest rate of % for loans disbursed between 7/1/ and 6/30 For further information regarding interest rates, loan cost examples, Federal and. interest. Subsidized loans disbursed between July 1, and June 30, have a fixed interest rate of %. Additional required documentation: Master. Interest Rates & Fees · % on Subsidized & Unsubsidized Undergraduate Direct Loans · % on Unsubsidized Graduate Direct Loan. The waiver temporarily set interest rates at 0%, but once it expires, you're back to paying the interest rate you previously paid. % for. Subsidized Federal Direct Loan · Federally funded · % fixed interest rate · Existing Direct Loans can be consolidated · Find additional information as well as a.